| With a growing number of cars in the world | | | | accident the fault can be distributed among two |
| countries like Canada or the United States and | | | | or move drivers involved. Medical coverage pays |
| European countries, also experience a growing | | | | for the cost of treating injuries after the accident, |
| number of car accidents. Auto insurance became | | | | the process of rehabilitation and in some cases |
| one of the main things that protects the driver | | | | also lost wages and even funeral expenses, for |
| from financial losses. Auto insurance is a legal | | | | this type of coverage it is important to provide all |
| contract between driver and insurance company, | | | | the checks and bill for medical expenses. As for |
| that not only provides ongoing protection to the | | | | auto insurance in Canada several Canadian |
| driver, but also can be a constant reminder of the | | | | provinces (British Columbia, Saskatchewan, |
| possible dangers on the road. While the driver | | | | Manitoba and Quebec) provide a public auto |
| pays the premium to the company, the company | | | | insurance system, while the rest of the provinces |
| provides coverage in case of an accident. There | | | | provide private insurance. The basic auto |
| are three types of coverage available in any | | | | insurance is mandatory throughout Canada, still |
| insurance: property, liability and medical coverage. | | | | the government of each province defines which |
| Property coverage pays for damage done to | | | | benefits are included as minimum required auto |
| your car and in some cases repays the costs in | | | | insurance coverage and which benefits are options |
| case of theft. Liability coverage pays for your | | | | available for those seeking additional coverage. |
| legal responsibility to others for causing bodily | | | | The coverage itself is also different from province |
| injury or property damage during an accident. It is | | | | to province, for example accident benefits |
| calculated according to the fault of the driver and | | | | coverage is not mandatory in Newfoundland and |
| it is important to remember that in case of an | | | | Labrador. |